HSBC Key Fob! URGH

"The new HSBC Secure Key is designed to make sure only you can access your personal information. We're the first UK bank to introduce a two-factor authentication device like this and it's one of the smallest and simplest to use."

It may be wonderful, but this little gadget is the bane of my life. Back in the day it used to be so easy to check ones bank balance online. Nowadays, your bombarded with questions "what's your mother's maiden name?" "Name of first school?" "inside leg measurement......" after which you then have the master hunt for one of the worlds smallest necessity gadgets! Effing and blinding and claiming how it is no longer where you left it!

On successful discovery of the culprit one must then remember their personal code, a number unique to them of between 4-10 digits (i think)

FINALLY YOUR IN!

Whatever happened to spontaneous balance checks? Checking ones balance is an event that needs months of planning and the presence of one very special little gadget!